Marcie L. Cragg, Principal of 'The Gavin Group, Insurance Division,' has been a major force in the insurance industry since 1982. She is recognized locally and nationally for her knowledge and expertise in employee benefits programs. Through her dedication to customer service, strategic evaluation of clients needs vs. market trends, she has developed solid client relationships nationwide. Marcie also serves as a consultant to several prestigious, local Property & Casualty agencies acting as their employee benefits representative for their client base and developing policy and procedures to enhance their benefit offerings.

Marcie has attained her astute designations of 'Life Underwriter Training Counsel Fellow' and 'Long Term Care Professional.' She is an active member of the National Health Underwriter Association and the Financial Planners Association of Greater Phoenix. Representing consumers, she has served on national broker advisory boards for Aetna, United Health Care, and AFLAC. Locally, she has served on the broker advisory boards of Blue Cross & Blue Shield of AZ, Humana and Health Net.

Recognizing that health care can represent as much as 50% of an employer's payroll, Marcie is dedicated to maximizing purchasing power and efficiencies of administration for her clients, with a strong focus on future trends and education.

As it is often said by clients, "Since 1992 Marcie has been our trusted benefits advisor, we know we can count on her to stand by us." - Jim Mann, The Horizon Insurance Group. "I will not work with anyone but Marcie Cragg. She is not only my broker, but a valued friend to me and my family." - Santosh Panikulam, e-Flugent.